Financial Reporting · Charleston, SC

Financial Reports
Charleston Owners
Actually Use.

From King Street restaurants that need monthly P&L visibility on food cost and labor, to STR managers running per-property reports across Mount Pleasant and Folly Beach, to Daniel Island and Mt. Pleasant contractors who need job-level financials — Lowcountry owners deserve real numbers, not a bank balance. We deliver the monthly P&L, balance sheet, and cash flow CEOs actually use to decide.

No setup fees  ·  Cancel anytime  ·  Dedicated bookkeeper

Profit & Loss Statement
Balance Sheet
Cash Flow Statement
Puzzle.io Dashboard
Monthly Delivery
Monthly Reports
What You Receive Every Month
Delivered by your dedicated bookkeeper
Profit & Loss Statement✓ Delivered
Balance Sheet✓ Delivered
Cash Flow Statement✓ Included
Puzzle.io Live Dashboard✓ Always On
Year-End CPA Package✓ Included
$0
Setup Fees
24hr
Response Time
12
Reports Per Year
100%
Remote Delivery
$0
Setup Fees
1
Dedicated Bookkeeper
Built for the Lowcountry

Financial Reporting for
Charleston Businesses.

Charleston's economy is unlike anywhere else in South Carolina — and the reports owners need to run it reflect that. Here's how monthly financial reporting fits the businesses that drive the Charleston County economy.

Charleston is a tourism, port, and hospitality town first. Restaurants and bars along King Street, short-term rentals and property managers across Mount Pleasant, Folly Beach, and Isle of Palms, and the boutiques and tour operators downtown all live and die by seasonal cash flow — a packed spring and fall, a slower mid-summer and winter. A monthly P&L with year-over-year comparison turns that volatility into a decision tool: where margin is slipping, which months actually pay the rent, and how this season stacks up against the last.

Beyond hospitality, the Charleston metro is a serious industrial and professional hub. The Port of Charleston anchors a deep logistics and freight economy; Boeing South Carolina and the aerospace supply chain employ thousands in North Charleston; and MUSC and Roper St. Francis make healthcare one of the region's largest employers. The small businesses that orbit these anchors — contractors on Daniel Island, marine and trades companies in West Ashley and Johns Island, consultants and agencies serving the "Silicon Harbor" tech scene — need job-level P&Ls, cash flow statements, and balance sheets that reflect project-based revenue and multi-account complexity.

Whether you operate downtown on the peninsula, out in Summerville and North Charleston, or anywhere across the Tri-County, Tides delivers your monthly P&L, balance sheet, and cash flow statement — plus a live Puzzle.io dashboard — fully remote. Looking for our full local overview? See our Charleston bookkeeping services page.

What's Included

Every Report. Every Month.
Without Fail.

Financial reporting isn't just about compliance — it's the information system that drives every smart business decision. Here's what we deliver every month.

Profit & Loss Statement

Your P&L shows revenue, cost of goods sold, gross profit, operating expenses, and net income for the month — and year-to-date. It's the single most important financial report for understanding whether your business is actually making money.

Balance Sheet

A snapshot of your business's financial position — what you own (assets), what you owe (liabilities), and what's left (equity). Required for loans, investors, and accurate tax filing.

Cash Flow Statement

The cash flow statement shows where money actually came from and where it went. It answers a question the P&L can't: why does my profit look good but my bank account feel empty?

Puzzle.io Real-Time Dashboard

Beyond monthly reports, we configure a live Puzzle.io dashboard connected to your QBO data — giving you a real-time view of revenue, expenses, and cash position any time you want it.

Also Included
All part of your service
Year-over-year comparisonsMonthly reports include prior year comparisons so you can track growth.
Custom expense breakdownsReports organized the way you think about your business, not generic defaults.
Accounts receivable agingSee who owes you and how overdue each invoice is.
Accounts payable summaryKnow what bills are due and when.
Tax payment remindersWe flag quarterly estimated tax due dates based on your real earnings.
Year-end CPA packageEverything your accountant needs, organized and delivered on time.
How It Works

Simple Process.
Fast Results.

01

Free Consultation

We review your current reporting setup — or lack of one — and explain exactly what you'll receive each month.

02

Setup & Configuration

We connect your QBO data, configure your Puzzle.io dashboard, and set up your report templates to match your business.

03

First Month Delivery

At month-end, your P&L, balance sheet, and cash flow statement are delivered. We walk you through how to read them if needed.

04

Ongoing Monthly Reports

Every month, your reports land in your inbox — clean, accurate, and ready to use for decisions, lenders, or your CPA.

Who It's For

Financial Reporting for
Every Business Type.

If you have income, expenses, and a tax obligation, you need financial reports. Here's who benefits most.

📊

Owner-Operators Making Decisions

You need to know if a price increase is working, whether to hire, or if a new service line is profitable. You can't answer those questions without monthly reports.

  • Monthly P&L with YoY comparison
  • Gross margin by service or product
  • Expense trend analysis
  • Cash flow vs. profit comparison
  • Decision-ready format
🏦

Businesses Seeking Financing

Banks and lenders require current, accurate financial statements. If your books are behind or your reports are unreliable, you can't get financing when you need it.

  • Lender-ready P&L and balance sheet
  • Debt-to-equity calculations
  • Current ratio analysis
  • Audit-trail documentation
  • Fast turnaround for loan applications
🧾

Tax Planning & CPA Coordination

Your CPA needs accurate monthly data to do tax planning throughout the year — not just a data dump in February. Clean monthly reports reduce your CPA bill and improve your tax outcomes.

  • CPA-ready monthly financials
  • Quarterly tax estimate support
  • Year-end package preparation
  • Deduction documentation
  • Multi-year trend data
Sound Familiar?

Flying Blind Is
Expensive.

Business owners who don't have monthly financial reports aren't just uninformed — they're making decisions based on incomplete or wrong information, which has a real cost.

📉

Can't Spot Profit Problems Early

Without monthly reports, a profitability problem might not be visible until the end of the year — when it's too late to course-correct and the damage is done.

🏦

Loan Denials

Lenders require current financial statements. If you can't produce a clean P&L and balance sheet on demand, you lose access to capital when you need it most.

💸

Overpaying Taxes

Without monthly P&Ls, it's hard for your CPA to do tax planning throughout the year. You end up with a surprise tax bill in April instead of planned quarterly payments.

📊

No Benchmark for Growth

Without historical financial data, you have no way to measure whether your business is growing, shrinking, or staying flat in real terms.

What Changes
The difference it makes
Spot problems 4–6 weeks earlierMonthly reports reveal trends before they become crises.
Loan-ready at any timeCurrent financials available on demand for lenders.
Better tax outcomesCPA can plan quarterly instead of scrambling in April.
Real growth visibilityYear-over-year data shows what's actually changing.
Confident pricing decisionsKnow your margins before you quote a new client.
Live data via Puzzle.ioReal-time dashboard between monthly report cycles.

Serving Small Businesses Across South Carolina & Beyond

Based in Greenville, SC. 100% remote — serving clients statewide and nationwide.

South CarolinaGreenville, SCGreenville CountyColumbia, SCCharleston, SC+ Nationwide
★★★★★

"Dan is crucial to the financial management of my business. He helps us lay out a yearly forecast. His checks and balances are extremely crucial to our daily routine and strategy."

S5
Steve 54
Small Business Owner · Verified Client
Common Questions

Financial Reporting
FAQ

Every month you receive three core reports: a Profit & Loss statement, a Balance Sheet, and a Cash Flow Statement. These are delivered as clean, readable documents — not raw QBO exports. You also have 24/7 access to your live Puzzle.io dashboard.
Reports are delivered to your email at the close of each month. They're formatted for readability — not just raw exports. We can also walk you through them on a call if you want context.
Yes. If you need weekly or quarterly summaries in addition to monthly reports, we can configure that. Most clients find monthly is sufficient, but we'll match your reporting cadence.
Puzzle.io is a real-time financial dashboard that connects to your QuickBooks Online data. It gives you a live view of your financials between monthly report cycles. We configure it as part of your service setup.
Yes. We configure your reports to reflect how you think about your business — by product line, location, job type, or any other dimension that's relevant. QBO's class and location tracking is set up to support this.
Yes. When we deliver your first reports, we walk you through how to read them and what to look for each month. Most clients are fully comfortable after the first 2–3 months.
Yes. We can produce lender-formatted financial statements on request — the kind banks and SBA lenders require. These are included in the service at no extra cost.
That's common. We connect to your existing QBO account, clean up any issues affecting report accuracy, configure Puzzle.io, and start delivering clean monthly reports immediately.
Yes — every report is delivered fully remote across the Charleston metro. We serve owners on the peninsula and King Street, in Mount Pleasant, West Ashley, Daniel Island, Johns Island, James Island, North Charleston, and out to Summerville and Goose Creek. Your QBO data connects through secure bank feeds, your monthly P&L, balance sheet, and cash flow land in your inbox, and your live Puzzle.io dashboard is available 24/7 — no in-person meetings required.
Also Available

Explore Our Other
Services.

Every Industry

Financial Reports
for Every Industry.

The metrics that matter change by industry. A contractor needs job-level P&Ls. A restaurant needs food cost percentages. A startup needs runway reports. We build the reports your business actually needs.

Don't see your industry? We work with businesses across all sectors. Schedule a free call and we'll tell you exactly how we'd handle your books.

Ready to Get Started?

Know Your Numbers.
Every Month.

Schedule a free call. We'll show you exactly what your monthly reporting package looks like and what it costs.

No credit card required  ·  No long-term contracts  ·  Cancel anytime