From New York City to Buffalo, Rochester to Albany, Tides Bookkeeping provides remote bookkeeping, payroll support, and monthly financial reporting for small businesses across New York. Clean books. Real results. No commute required.
No setup fees · Cancel anytime · 100% Remote
New York has one of the largest economies of any U.S. state, with a gross domestic product north of $2 trillion — bigger than most countries. Finance and insurance, centered on Wall Street and the New York City securities industry, is the single largest sector, followed by professional and business services, a fast-growing technology industry, and tourism. Healthcare, education, and media round out the downstate economy, while upstate adds meaningful manufacturing and agriculture.
New York is a high-tax state, and its structure has an unusual wrinkle for city businesses. The personal income tax is steeply graduated, running from roughly 3.9% up to a top rate of 10.9% on the highest earners (as of 2026 — confirm current rates). On top of that, New York City levies its own separate resident income tax of about 3.078% to 3.876%, so New York City residents pay both state and city income tax — a combination most states don't have. State sales tax has a 4% base, but local add-ons push combined rates up to 8.875% in New York City (as of 2026 — confirm current rate). Businesses organized as corporations also face the state Corporate Franchise Tax, generally 6.5% on the business income base (7.25% above $5 million), so entity choice and clean books matter a great deal here.
Seven core services designed for small businesses across every industry in New York — all delivered remotely, all handled by our team.
Your most important foundation. We categorize every transaction, reconcile your accounts, and deliver clean P&L and balance sheet reports every single month — so you always know exactly where your business stands.
Months or years behind? We clean it all up — systematically organizing your past transactions so you can get current and stay compliant.
Starting fresh or inheriting a mess? We connect all your accounts, configure your chart of accounts, and set everything up correctly from day one.
Every account, every month. We match your books to your bank statements and flag any discrepancies before they become problems.
P&L, balance sheets, and cash flow statements delivered monthly in a format you can actually read and act on.
We track what you owe and what's owed to you — keeping your cash flow picture clear and your vendor relationships clean.
We ensure your payroll expenses hit your books correctly every pay period — including local New York municipal withholding — working alongside your payroll processor to keep everything reconciled.
From all five New York City boroughs to Buffalo, Rochester, Albany, and the Southern Tier — 100% remote, clean books every month. New York layers a state income tax up to 10.9%, New York City's own income tax, the MTA payroll tax, and sales tax up to 8.875%, and we keep them clean. Explore by county:
From New York City finance and tech to Buffalo and Rochester manufacturing to Hudson Valley small business, we understand the financial rhythms of New York's most common industries.
Job costing, subcontractor payments, material expenses
COGS tracking, tip payroll, inventory & vendor management
Commission tracking, rental income, property expenses
Consultants, attorneys, agencies — clean P&L every month
Inventory, merchant fees, platform reconciliation
Insurance billing, payroll, HIPAA-aware practices
Fleet expenses, fuel costs, driver payroll
Job costing, inventory, multi-city payroll withholding
We're not a local firm that added remote services. We were built remote-first, which means our process, communication, and delivery are optimized for businesses that never need to meet in person.
Tides is based in Greenville, SC and serves clients across the country. We know New York's business climate cold — one of the heaviest tax loads in the nation, from a state income tax up to 10.9% and New York City's own city income tax to the MTA payroll tax and an 8.875% NYC sales tax — and the industries that drive New York City, the Hudson Valley, the Capital Region, and Western New York.
No hourly billing surprises. You pay one flat rate each month based on your transaction volume — and you always know exactly what you're getting.
We don't just hand you a spreadsheet. We deliver clean, readable financial reports each month with plain-language summaries so you can make decisions — not just file paperwork.
Your CPA will thank you. Our books are consistently maintained at a level that makes tax season — federal, state, and local — faster, cheaper, and less stressful for everyone involved.
We earn your business every month. There are no lock-in agreements — just great service that makes you want to stay. Cancel anytime if it's not working.
"I run a small HVAC company out of Buffalo and take jobs all over Western New York. Tides got my books completely caught up, keeps my sales and use tax on materials clean, and handles the payroll side — now I get a clean report every month without lifting a finger. I finally understand my numbers."
Book a free 15-minute call. We'll look at where your books stand and tell you exactly what they need — no pressure, no sales pitch.
Schedule a Free Call →Official government resources for registering, filing, and staying compliant in New York. Tides handles your books; these help with the rest.