Bookkeeping Glossary

What Is Accounts Receivable?

Accounts receivable (AR) is the money your customers owe your business for products or services you've delivered but haven't been paid for yet.

AR is a current asset on your balance sheet — value you've earned and expect to collect soon. Every unpaid customer invoice sits in accounts receivable until the payment arrives. It's real value, but it isn't cash yet, which is the whole problem.

Why it matters: the longer invoices go unpaid, the more your own cash gets strangled — you've done the work and covered the costs, but the money is stuck with your customers. Watching AR aging (how long invoices have been outstanding) and chasing overdue balances is often the single highest-return bookkeeping task a small business can do. This is exactly the gap the cash flow statement exposes.

Its mirror image is accounts payable — what you owe others. Managing both sides is how you keep cash in the business.

Related terms

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Accounts Receivable FAQ

What is accounts receivable?
Accounts receivable (AR) is the money your customers owe you for goods or services you've already delivered but haven't been paid for. It's a current asset on your balance sheet.
Is accounts receivable an asset?
Yes. Accounts receivable is a current asset because it's value you've earned and expect to collect. But it isn't cash yet, so slow-paying receivables can leave a profitable business short on cash.

Part of the Tides Bookkeeping Glossary — and the complete guide to small business bookkeeping.